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My Instincts vs Faiyr

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

My Instincts compared with Faiyr
DetailMy Instincts logo My InstinctsFaiyr logo Faiyr
What it doesPrivate expense tracker built from bank, UPI, and card notifications Split bills and shared expenses fairly, ad-free
StageNot given Not given
FoundedNot given Not given
Based inNot given CA
Pricing modelNot given Not given
PricingFree core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time) Free: unlimited expense logging, join unlimited groups, 100% ad-free. Faiyr Pro: $3.99/month or $31.99/year with 7-day free trial on yearly plan.
Key features
  • Parse bank, UPI, and card notifications into spending records
  • Weekly and monthly spending totals
  • Track bills, subscriptions, and refunds
  • Link amounts to source notifications for verification
  • Distinguish transfers and income from spending
  • Quick cash entry without notification trigger
  • On-device questions about spending answered locally
  • Optional encrypted backup to personal cloud storage
  • Home screen widget (Pro)
  • Flexible expense splitting—equal, percentage-based, or custom amounts
  • Live balance updates showing who owes what
  • Payment tracking and recording
  • Group creation and management with secure invite links
  • Automatic balance reminders for settling up
  • 100% ad-free experience
  • Import groups from Splitwise
  • AI receipt scanning in Pro
  • Multi-currency support with automatic conversion in Pro
  • Spending reports and graphs in Pro
What makes it different
  • No SMS permission, bank login, or account creation required
  • All data processed and stored locally on device
  • No server receives transaction data or sells spending information
  • Verify data yourself by tapping to see source notifications
  • Optional app lock with PIN or biometrics for additional security
  • No group member needs to pay to use Faiyr
  • Free Splitwise import with full history
  • Data privacy and export—users own their data
  • Unlimited groups to join on free plan
Community votes00
DR (Domain Rating by Ahrefs)2 +2 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)013
Referring domains (Majestic)03

4 details filled in for both companies.

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