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My Instincts vs Sealgraf

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

My Instincts compared with Sealgraf
DetailMy Instincts logo My InstinctsSealgraf logo Sealgraf
What it doesPrivate expense tracker built from bank, UPI, and card notifications Every dollar, seen and sealed.
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelNot given Freemium
PricingFree core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time) Personal: Free (1 agent, 10 receipts/month visible); Plus: $4.99/mo (up to 10 agents, all receipts); Developer: $29/mo (includes 5,000 checks/month); Business: $249/mo plus $499 one-time setup.
Key features
  • Parse bank, UPI, and card notifications into spending records
  • Weekly and monthly spending totals
  • Track bills, subscriptions, and refunds
  • Link amounts to source notifications for verification
  • Distinguish transfers and income from spending
  • Quick cash entry without notification trigger
  • On-device questions about spending answered locally
  • Optional encrypted backup to personal cloud storage
  • Home screen widget (Pro)
  • Non-editable spending limits for agents
  • Sealed receipts with check codes
  • Purchase approval workflow
  • Multiple agent management
  • Spending limits by purchase type
  • Team approval with multiple approvers
  • Exportable transaction records
  • API access for developers
What makes it different
  • No SMS permission, bank login, or account creation required
  • All data processed and stored locally on device
  • No server receives transaction data or sells spending information
  • Verify data yourself by tapping to see source notifications
  • Optional app lock with PIN or biometrics for additional security
  • Sealed, cryptographically verifiable receipts with check codes
  • Limits agents cannot modify themselves
  • Transaction approval before payment
  • No credit card required to start
Community votes00
DR (Domain Rating by Ahrefs)2 +2 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)04
Referring domains (Majestic)01

4 details filled in for both companies.

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