Private expense tracker built from bank, UPI, and card notifications
Subscription tracker that helps you pay less
Stage
Not given
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Founded
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Based in
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GB
Pricing model
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Freemium
Pricing
Free core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time)
Free plan: no cost, unlimited subscriptions, no ads. Pro: £0.99 per month or £9.99 per year. Web purchases through Stripe; Android app through Google Play.
Key features
Parse bank, UPI, and card notifications into spending records
Weekly and monthly spending totals
Track bills, subscriptions, and refunds
Link amounts to source notifications for verification
Distinguish transfers and income from spending
Quick cash entry without notification trigger
On-device questions about spending answered locally
Optional encrypted backup to personal cloud storage
Home screen widget (Pro)
Renewal and trial reminders via email
In-house cancellation guides for 111 services
Subscription health score
What-if simulator for savings projections
Price increase log tracking
Spending trend history and benchmarks
Overlap analysis for duplicate services
Support for 80+ currencies
Android home-screen widgets
What makes it different
No SMS permission, bank login, or account creation required
All data processed and stored locally on device
No server receives transaction data or sells spending information
Verify data yourself by tapping to see source notifications
Optional app lock with PIN or biometrics for additional security
No bank login required - users manually add subscriptions instead of linking bank accounts
Free plan with unlimited subscriptions and no ads
Independent UK-made app with no data selling
Built-in, self-serve cancellation guides
Works on web and Android with synchronized account data
My Instincts
SubCrisp