My Money Train vs Arrel

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

My Money Train compared with Arrel
Detail	My Money Train	Arrel
What it does	Know what you can spend right now with a simple visual spending pace	Personal finance, investments and analytics, private by default
Stage	Startup	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Freemium	Freemium
Pricing	Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing	Free plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers
Key features	Live spending balance that updates continuously as time passes and purchases are made Multiple spending trains for different expense categories Visual train metaphor showing ahead or behind status Home Screen widget for quick balance checking Transaction history and spending reports Shared trains for household spending management iCloud sync for seamless data synchronization CSV export for data analysis Custom visual themes	Track income and expenses across multiple account types Budgets with alerts Investment tracking with crypto, stocks, ETFs, funds, precious metals and property Trackers for trips, house moves and instalment plans Live market prices for crypto and stocks CSV import and export Analytics and net worth tracking Apple Intelligence for on-device categorization
What makes it different	Answers the immediate question of what you can spend right now instead of providing only a monthly total Progress carries forward across months instead of resetting at month-end Simple interface with one live number instead of complex spreadsheets or multiple categories Free version available with core features to test the method before upgrading	All data stays on your device with optional sync and no account required No ads, no tracking and no third-party integrations Combines everyday spending with comprehensive investment tracking in one app Free CSV export forever with no lock-in
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	4 no change since last check
Trust Flow (Majestic)	0	7
Citation Flow (Majestic)	21	10
Referring domains (Majestic)	6	3

5 details filled in for both companies.

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