Know what you can spend right now with a simple visual spending pace
Know the day you'll be debt-free
Stage
Startup
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Founded
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Based in
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Pricing model
Freemium
Freemium
Pricing
Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
Free for core features. Premium available as monthly subscription, yearly subscription, or one-time lifetime purchase. Premium subscriptions include a free week trial.
Key features
Live spending balance that updates continuously as time passes and purchases are made
Multiple spending trains for different expense categories
Visual train metaphor showing ahead or behind status
Home Screen widget for quick balance checking
Transaction history and spending reports
Shared trains for household spending management
iCloud sync for seamless data synchronization
CSV export for data analysis
Custom visual themes
Debt payoff tracking with snowball and avalanche methods
Bill and payment reminders
Home screen widgets and Siri voice commands
Supports 44 languages and all major currencies
Shared budgets and goals with family or partners
What makes it different
Answers the immediate question of what you can spend right now instead of providing only a monthly total
Progress carries forward across months instead of resetting at month-end
Simple interface with one live number instead of complex spreadsheets or multiple categories
Free version available with core features to test the method before upgrading
Shows the exact month you'll be debt-free
Data stored only on your iPhone and iCloud, not Spendry's servers
Works offline with local calculations
Automatic reminders for bills, cards and subscriptions even when app is closed