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mybankstatementanalysis vs Ledgerly

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

mybankstatementanalysis compared with Ledgerly
Detailmybankstatementanalysis logo mybankstatementanalysisLedgerly logo Ledgerly
What it doesFree AI analysis of any bank statement PDF Budget app that shows what you can spend today
StageNot given Not given
FoundedNot given Not given
Based inPL US
Pricing modelNot given Freemium
PricingFree: one upload (up to 10 PDF pages). Pass: $7 one-time (1 upload, up to 100 pages). Pro: $12/month or $144 billed yearly (100 pages per month, ~20 statements). Business: $31/month or $372 billed yearly (500 pages per month, ~100 statements, $0.08 per extra page, REST API access). Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Key features
  • AI transaction categorization into spending categories
  • Recurring subscription detection and listing
  • Income versus expenses breakdown
  • Spending analysis by category with charts
  • Export to CSV and Excel formats
  • OCR support for scanned PDFs and photos
  • Works with any bank globally
  • Balance verification to the cent
  • REST API for developers
  • Calculates what you can safely spend today
  • Budgets over any period (month, fortnight, custom)
  • Multiple accounts, transfers, and net worth tracking
  • Recurring rules for rent, salary, and subscriptions
  • Search and filters over every transaction
  • CSV export of transactions
  • Backup and restore via Google Drive, iCloud, or file
  • App lock with passcode and biometrics
  • Supports 165 currencies and 5 languages
  • All data stays on device with optional backup only
What makes it different
  • Bank statement PDF deleted immediately after analysis for privacy
  • Works with any bank and accepts PDFs, scans, and phone photos
  • 14-day money-back guarantee on all paid reports
  • Independent EU-based operator with no VC funding or corporate parent
  • No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
  • All data remains on your phone; nothing is uploaded without your permission
  • Shows what you can spend today as one clear number derived from remaining funds and days until payday
  • Free to start with all features unlocked; you choose whether to pay to continue adding transactions
Community votes00
DR (Domain Rating by Ahrefs)5 +1 (up) since last check2 no change since last check
Trust Flow (Majestic)91
Citation Flow (Majestic)2619
Referring domains (Majestic)5611

5 details filled in for both companies.

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