Private personal finance app that runs entirely on your computer
Stage
Not given
Not given
Founded
Not given
Not given
Based in
PL
Not given
Pricing model
Not given
Free trial
Pricing
Free: one upload (up to 10 PDF pages). Pass: $7 one-time (1 upload, up to 100 pages). Pro: $12/month or $144 billed yearly (100 pages per month, ~20 statements). Business: $31/month or $372 billed yearly (500 pages per month, ~100 statements, $0.08 per extra page, REST API access).
Free for 30 days, then $99 USD once (includes all future updates)
Key features
AI transaction categorization into spending categories
Recurring subscription detection and listing
Income versus expenses breakdown
Spending analysis by category with charts
Export to CSV and Excel formats
OCR support for scanned PDFs and photos
Works with any bank globally
Balance verification to the cent
REST API for developers
Transaction import from bank statements (CSV) or SimpleFIN
Automatic transaction categorization that learns from corrections
Monthly spending analysis by category with cash flow
Local AI analyst for insights and anomaly detection
Works offline without internet connection
Supports Mac (Apple Silicon M1+) and Windows 10 & 11
What makes it different
Bank statement PDF deleted immediately after analysis for privacy
Works with any bank and accepts PDFs, scans, and phone photos
14-day money-back guarantee on all paid reports
Independent EU-based operator with no VC funding or corporate parent
All data and AI analysis run locally on your computer with no cloud servers or tracking
Works completely offline and requires no account or login
One-time $99 purchase with all future updates included
Automatic transaction categorization that learns from user corrections
Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
mybankstatementanalysis
Maali