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mybankstatementanalysis vs My Money Train

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

mybankstatementanalysis compared with My Money Train
Detailmybankstatementanalysis logo mybankstatementanalysisMy Money Train logo My Money Train
What it doesFree AI analysis of any bank statement PDF Know what you can spend right now with a simple visual spending pace
StageNot given Startup
FoundedNot given Not given
Based inPL Not given
Pricing modelNot given Freemium
PricingFree: one upload (up to 10 PDF pages). Pass: $7 one-time (1 upload, up to 100 pages). Pro: $12/month or $144 billed yearly (100 pages per month, ~20 statements). Business: $31/month or $372 billed yearly (500 pages per month, ~100 statements, $0.08 per extra page, REST API access). Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
Key features
  • AI transaction categorization into spending categories
  • Recurring subscription detection and listing
  • Income versus expenses breakdown
  • Spending analysis by category with charts
  • Export to CSV and Excel formats
  • OCR support for scanned PDFs and photos
  • Works with any bank globally
  • Balance verification to the cent
  • REST API for developers
  • Live spending balance that updates continuously as time passes and purchases are made
  • Multiple spending trains for different expense categories
  • Visual train metaphor showing ahead or behind status
  • Home Screen widget for quick balance checking
  • Transaction history and spending reports
  • Shared trains for household spending management
  • iCloud sync for seamless data synchronization
  • CSV export for data analysis
  • Custom visual themes
What makes it different
  • Bank statement PDF deleted immediately after analysis for privacy
  • Works with any bank and accepts PDFs, scans, and phone photos
  • 14-day money-back guarantee on all paid reports
  • Independent EU-based operator with no VC funding or corporate parent
  • Answers the immediate question of what you can spend right now instead of providing only a monthly total
  • Progress carries forward across months instead of resetting at month-end
  • Simple interface with one live number instead of complex spreadsheets or multiple categories
  • Free version available with core features to test the method before upgrading
Community votes00
DR (Domain Rating by Ahrefs)5 +1 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)90
Citation Flow (Majestic)2621
Referring domains (Majestic)566

4 details filled in for both companies.

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