Free: one upload (up to 10 PDF pages). Pass: $7 one-time (1 upload, up to 100 pages). Pro: $12/month or $144 billed yearly (100 pages per month, ~20 statements). Business: $31/month or $372 billed yearly (500 pages per month, ~100 statements, $0.08 per extra page, REST API access).
Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Key features
AI transaction categorization into spending categories
Recurring subscription detection and listing
Income versus expenses breakdown
Spending analysis by category with charts
Export to CSV and Excel formats
OCR support for scanned PDFs and photos
Works with any bank globally
Balance verification to the cent
REST API for developers
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
What makes it different
Bank statement PDF deleted immediately after analysis for privacy
Works with any bank and accepts PDFs, scans, and phone photos
14-day money-back guarantee on all paid reports
Independent EU-based operator with no VC funding or corporate parent
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
mybankstatementanalysis
OpenBudget