Budgeting and debt payoff planner with no bank linking and no data selling
Stage
Not given
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Founded
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Based in
PL
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Pricing model
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Pricing
Free: one upload (up to 10 PDF pages). Pass: $7 one-time (1 upload, up to 100 pages). Pro: $12/month or $144 billed yearly (100 pages per month, ~20 statements). Business: $31/month or $372 billed yearly (500 pages per month, ~100 statements, $0.08 per extra page, REST API access).
Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
AI transaction categorization into spending categories
Recurring subscription detection and listing
Income versus expenses breakdown
Spending analysis by category with charts
Export to CSV and Excel formats
OCR support for scanned PDFs and photos
Works with any bank globally
Balance verification to the cent
REST API for developers
Avalanche, snowball, or custom debt payoff order
Projected debt-free date
Financial forecasting up to ten years out
Overdraft warnings months in advance
Bank and credit card statement upload
No bank account connection required
Two-factor authentication and encryption
Consolidation offer calculator
Household sharing of financial books
What makes it different
Bank statement PDF deleted immediately after analysis for privacy
Works with any bank and accepts PDFs, scans, and phone photos
14-day money-back guarantee on all paid reports
Independent EU-based operator with no VC funding or corporate parent
No bank account linking – you enter numbers, not credentials
Price locked in for life – no rate increases
Reads bank statements to eliminate manual data entry
Actual debt-free date instead of vague projections
mybankstatementanalysis
The Silo