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Nauma vs Cenno

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Nauma compared with Cenno
DetailNauma logo NaumaCenno logo Cenno
What it doesPersonal financial planning software for tech professionals Offline expense tracking for iPhone and iPad with no account or ads
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelPaid Freemium
PricingBasic Plan: $200/year. Guided Plan: $2,000/year for one plan subscription. Free tier with unlimited records, budgets, net worth, accounts, piggy bank and export. Pro: $2.99 yearly or once for lifetime purchase.
Key features
  • Advanced tax modeling for stock options, concentrated stock, QSBS, and other complex equity strategies
  • Monte Carlo simulation to stress-test plans across thousands of market scenarios
  • Financial projections across decades with instant impact analysis
  • Investment tracking across multiple accounts with tax treatment analysis
  • AI plan review to identify gaps and risks in financial strategy
  • 1:1 plan review with 60-minute focused session with team
  • Financial goals management with dedicated funding strategies
  • Live Q&A and learning sessions hosted twice a month
  • Quick entry with amount keypad and expressions like 24+3.5
  • 13 categories with sub-categories and 128 icons
  • Unlimited records, categories and icons
  • Budgets with rollover and daily allowance
  • Net worth and credit card tracking with reconcile
  • Piggy bank with streaks and badges
  • iCloud sync between devices
  • Free export and backup
  • Statement import from banks, Alipay and WeChat Pay (Pro)
  • Receipt photo storage on device
What makes it different
  • Designed specifically for tech professionals with complex equity positions
  • Entirely user-supported with no affiliate marketing, third-party compensation, or product commissions
  • Forward-looking financial planning application rather than just spending tracking
  • Models complex tax implications including Roth conversions, QCDs, IRMAA, and RMDs
  • No account required and data stays on your device or in your own iCloud
  • Free tier is the complete ledger with unlimited records and no time limit
  • No ads, no upsell and no notifications
  • All data processing happens on your device
  • Lifetime Pro purchase option available
Community votes00
DR (Domain Rating by Ahrefs)12 −1 (down) since last check14 −1 (down) since last check
Trust Flow (Majestic)106
Citation Flow (Majestic)1920
Referring domains (Majestic)5419

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