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Nauma vs Clear Budget

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Nauma compared with Clear Budget
DetailNauma logo Nauma Clear Budget
What it doesPersonal financial planning software for tech professionals Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelPaid Freemium
PricingBasic Plan: $200/year. Guided Plan: $2,000/year for one plan subscription. Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).
Key features
  • Advanced tax modeling for stock options, concentrated stock, QSBS, and other complex equity strategies
  • Monte Carlo simulation to stress-test plans across thousands of market scenarios
  • Financial projections across decades with instant impact analysis
  • Investment tracking across multiple accounts with tax treatment analysis
  • AI plan review to identify gaps and risks in financial strategy
  • 1:1 plan review with 60-minute focused session with team
  • Financial goals management with dedicated funding strategies
  • Live Q&A and learning sessions hosted twice a month
  • Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
  • 27 currencies with live exchange rate conversion
  • Exact contract dates and date ranges for income and expenses
  • Automatic proration for partial periods
  • Savings goals, emergency fund and investment growth tracking
  • Financial picture showing income, expenses, what's left, goals and remaining balance
  • No bank connection required
  • Use without creating an account
  • Bitcoin as a supported currency
  • Multiple budgets and combined financial picture with Plus subscription
What makes it different
  • Designed specifically for tech professionals with complex equity positions
  • Entirely user-supported with no affiliate marketing, third-party compensation, or product commissions
  • Forward-looking financial planning application rather than just spending tracking
  • Models complex tax implications including Roth conversions, QCDs, IRMAA, and RMDs
  • Built specifically for irregular income and contract work, not traditional monthly salaries
  • Accurate frequency conversion that treats biweekly and twice-monthly as distinct
  • Per-row currency support allowing mixed currencies in one budget
  • Privacy by design with no bank connection or automatic data sync
  • Designed for people whose finances don't fit simple monthly templates
Community votes00
DR (Domain Rating by Ahrefs)12 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)100
Citation Flow (Majestic)194
Referring domains (Majestic)541

5 details filled in for both companies.

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