| What it does | Personal financial planning software for tech professionals
| Know what you can spend right now with a simple visual spending pace
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| Stage | Not given
| Startup
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| Founded | Not given
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| Based in | US
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| Pricing model | Paid
| Freemium
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| Pricing | Basic Plan: $200/year. Guided Plan: $2,000/year for one plan subscription.
| Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
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| Key features | - Advanced tax modeling for stock options, concentrated stock, QSBS, and other complex equity strategies
- Monte Carlo simulation to stress-test plans across thousands of market scenarios
- Financial projections across decades with instant impact analysis
- Investment tracking across multiple accounts with tax treatment analysis
- AI plan review to identify gaps and risks in financial strategy
- 1:1 plan review with 60-minute focused session with team
- Financial goals management with dedicated funding strategies
- Live Q&A and learning sessions hosted twice a month
| - Live spending balance that updates continuously as time passes and purchases are made
- Multiple spending trains for different expense categories
- Visual train metaphor showing ahead or behind status
- Home Screen widget for quick balance checking
- Transaction history and spending reports
- Shared trains for household spending management
- iCloud sync for seamless data synchronization
- CSV export for data analysis
- Custom visual themes
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| What makes it different | - Designed specifically for tech professionals with complex equity positions
- Entirely user-supported with no affiliate marketing, third-party compensation, or product commissions
- Forward-looking financial planning application rather than just spending tracking
- Models complex tax implications including Roth conversions, QCDs, IRMAA, and RMDs
| - Answers the immediate question of what you can spend right now instead of providing only a monthly total
- Progress carries forward across months instead of resetting at month-end
- Simple interface with one live number instead of complex spreadsheets or multiple categories
- Free version available with core features to test the method before upgrading
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 12 ▼ −1 (down) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 10 | 0 |
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| Citation Flow (Majestic) | 19 | 21 |
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| Referring domains (Majestic) | 54 | 6 |
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Nauma
My Money Train