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Nauma vs Untilfree

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Nauma compared with Untilfree
DetailNauma logo NaumaUntilfree logo Untilfree
What it doesPersonal financial planning software for tech professionals Your financial freedom day, counted down every midnight
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelPaid Freemium
PricingBasic Plan: $200/year. Guided Plan: $2,000/year for one plan subscription. Free with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store.
Key features
  • Advanced tax modeling for stock options, concentrated stock, QSBS, and other complex equity strategies
  • Monte Carlo simulation to stress-test plans across thousands of market scenarios
  • Financial projections across decades with instant impact analysis
  • Investment tracking across multiple accounts with tax treatment analysis
  • AI plan review to identify gaps and risks in financial strategy
  • 1:1 plan review with 60-minute focused session with team
  • Financial goals management with dedicated funding strategies
  • Live Q&A and learning sessions hosted twice a month
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
What makes it different
  • Designed specifically for tech professionals with complex equity positions
  • Entirely user-supported with no affiliate marketing, third-party compensation, or product commissions
  • Forward-looking financial planning application rather than just spending tracking
  • Models complex tax implications including Roth conversions, QCDs, IRMAA, and RMDs
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
Community votes00
DR (Domain Rating by Ahrefs)12 −1 (down) since last check1 no change since last check
Trust Flow (Majestic)101
Citation Flow (Majestic)198
Referring domains (Majestic)544

5 details filled in for both companies.

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