Personal: Free forever. Family: $14.99/month or $149/year. Pro: $9.99/month standalone or $99.90/year, or $7.99/month with Family. Elite: $49.99/month for first 3 seats, $19/month per additional seat.
Free: $0/forever with blueprint foundation and all free calculation tools. Premium Monthly: $9.99/month with complete blueprint and daily, weekly and monthly insights. Premium Yearly: $69.99/year (equivalent to $5.83 per month). One-time readings: Love Reading $9.99, Year Ahead Reading $14.99.
Key features
Bill Tracker - Track recurring bills with AutoPay marking
Income Tracker - Log income sources with pay frequency
Debt Payoff Calculator - Choose avalanche or snowball strategy
Bank Sync via Plaid - Automatic transaction categorization
Bank-Verified Payments - Checks against real bank activity
Budget Health Score - 0-100 score showing spending alignment
Net Worth Tracker - Track assets and debts
Invoicing and A/R - Create and track invoices with online payments
Profit & Loss Summary - Export P&L statements for accounting
Household member accounts - Up to 5 members with shared budget
Birth chart calculation with transparent astronomical placements
Private cosmic profile tracking sun, moon and rising signs
Daily, weekly and monthly insight cycles
AI-guided journaling with context-based memory
Permission-based long-term memory with edit and delete controls
Reflective AI responses and practical next steps
What makes it different
Bank-verified payments confirm actual clearing dates against bank activity
Completely free personal tier with no credit card required
Shared household finances for up to 5 members
Built-in invoicing and business tools without separate apps
Revenue portion supports community aid for basic necessities
Transparent separation of astronomical calculation from AI interpretation
Permission-based memory that is off by default
Reflection-focused guidance without fear-based predictions