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THIS SESSION · FINTECH · MONEY TOOLS

Nemonix vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Nemonix compared with Degroshi
DetailNemonix logo NemonixDegroshi logo Degroshi
What it doesFinancial Management for Everyone Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
StageNot given Established
FoundedNot given 2021
Based inUS UA
Pricing modelFreemium Not given
PricingPersonal: Free forever. Family: $14.99/month or $149/year. Pro: $9.99/month standalone or $99.90/year, or $7.99/month with Family. Elite: $49.99/month for first 3 seats, $19/month per additional seat. Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
  • Bill Tracker - Track recurring bills with AutoPay marking
  • Income Tracker - Log income sources with pay frequency
  • Debt Payoff Calculator - Choose avalanche or snowball strategy
  • Bank Sync via Plaid - Automatic transaction categorization
  • Bank-Verified Payments - Checks against real bank activity
  • Budget Health Score - 0-100 score showing spending alignment
  • Net Worth Tracker - Track assets and debts
  • Invoicing and A/R - Create and track invoices with online payments
  • Profit & Loss Summary - Export P&L statements for accounting
  • Household member accounts - Up to 5 members with shared budget
  • Consolidate bank accounts, cards, cash and crypto in one dashboard
  • Voice, text and receipt photo expense recording with Surikat AI
  • Budget tracking with spending pace alerts
  • Days Supply calculator on iPhone and Mac
  • Annual spending heat map and analytics
  • Shared spaces for families and couples
  • Support for 8 crypto exchanges and wallets
  • Multi-currency conversion to hryvnia
  • AES-256-GCM end-to-end encryption
What makes it different
  • Bank-verified payments confirm actual clearing dates against bank activity
  • Completely free personal tier with no credit card required
  • Shared household finances for up to 5 members
  • Built-in invoicing and business tools without separate apps
  • Revenue portion supports community aid for basic necessities
  • Voice and photo receipt expense recording with AI categorization
  • Consolidated view of all money sources with single hryvnia conversion
  • Days Supply metric showing days until money runs out
  • End-to-end encryption with data stored only in EU
  • No data selling or AI model training on user information
Community votes00
DR (Domain Rating by Ahrefs)3 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)220
Referring domains (Majestic)70

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