Desktop app for organizing income, expenses, budgets, subscriptions, and goals
Stage
Not given
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Founded
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Based in
US
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Pricing model
Freemium
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Pricing
Personal: Free forever. Family: $14.99/month or $149/year. Pro: $9.99/month standalone or $99.90/year, or $7.99/month with Family. Elite: $49.99/month for first 3 seats, $19/month per additional seat.
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Key features
Bill Tracker - Track recurring bills with AutoPay marking
Income Tracker - Log income sources with pay frequency
Debt Payoff Calculator - Choose avalanche or snowball strategy
Bank Sync via Plaid - Automatic transaction categorization
Bank-Verified Payments - Checks against real bank activity
Budget Health Score - 0-100 score showing spending alignment
Net Worth Tracker - Track assets and debts
Invoicing and A/R - Create and track invoices with online payments
Profit & Loss Summary - Export P&L statements for accounting
Household member accounts - Up to 5 members with shared budget
AI insight that detects patterns and recurring expenses
Budget guard with visual warnings before overspending
Guided onboarding that builds your first month
Real transaction editor with amount, date, category, account, merchant, tags, notes
Reports with charts for category, monthly trend, savings, and extraordinary expenses
Local-first data storage with optional account sync
Control of recurring income, fixed and variable expenses, extraordinary movements, and monthly budget
Google login for account creation
Windows desktop application
What makes it different
Bank-verified payments confirm actual clearing dates against bank activity
Completely free personal tier with no credit card required
Shared household finances for up to 5 members
Built-in invoicing and business tools without separate apps
Revenue portion supports community aid for basic necessities
Local-first by default, no account required to start
Complete financial workspace in one compact, actionable view
Build your first budget in minutes with guided onboarding
Nemonix
Flytivy Personal Finance