Personal finance app for expense tracking and budgeting with privacy and simplicity
Stage
Not given
Not given
Founded
Not given
Not given
Based in
US
HU
Pricing model
Freemium
Free trial
Pricing
Personal: Free forever. Family: $14.99/month or $149/year. Pro: $9.99/month standalone or $99.90/year, or $7.99/month with Family. Elite: $49.99/month for first 3 seats, $19/month per additional seat.
$59 per year for web and mobile app with all features included. 30-day free trial available with no credit card required.
Key features
Bill Tracker - Track recurring bills with AutoPay marking
Income Tracker - Log income sources with pay frequency
Debt Payoff Calculator - Choose avalanche or snowball strategy
Bank Sync via Plaid - Automatic transaction categorization
Bank-Verified Payments - Checks against real bank activity
Budget Health Score - 0-100 score showing spending alignment
Net Worth Tracker - Track assets and debts
Invoicing and A/R - Create and track invoices with online payments
Profit & Loss Summary - Export P&L statements for accounting
Household member accounts - Up to 5 members with shared budget
Envelope or Zero-Based budgeting with Budget Assistant
Bank statement import (OFX, QFX, CSV) with auto-categorization
Siri voice integration for iPhone expense recording
Financial reports on spending, income, vendors and cash flow
Multi-account management for checking, savings, cash, credit cards and loans
Cross-device synchronization across desktop, laptop and mobile
Smart credit card and loan handling with automatic repayment planning
What makes it different
Bank-verified payments confirm actual clearing dates against bank activity
Completely free personal tier with no credit card required
Shared household finances for up to 5 members
Built-in invoicing and business tools without separate apps
Revenue portion supports community aid for basic necessities
Privacy-first design requiring no bank connection, only an email address
Balance between simplicity and power for serious financial planning
Clean, intuitive interface designed for ease of use
Flexible usage as either simple tracker or full budgeting tool
Nemonix