Personal: Free forever. Family: $14.99/month or $149/year. Pro: $9.99/month standalone or $99.90/year, or $7.99/month with Family. Elite: $49.99/month for first 3 seats, $19/month per additional seat.
Not given
Key features
Bill Tracker - Track recurring bills with AutoPay marking
Income Tracker - Log income sources with pay frequency
Debt Payoff Calculator - Choose avalanche or snowball strategy
Bank Sync via Plaid - Automatic transaction categorization
Bank-Verified Payments - Checks against real bank activity
Budget Health Score - 0-100 score showing spending alignment
Net Worth Tracker - Track assets and debts
Invoicing and A/R - Create and track invoices with online payments
Profit & Loss Summary - Export P&L statements for accounting
Household member accounts - Up to 5 members with shared budget
Tag spending as Required, Optional or Impulsive
Spend nudges when opening Swiggy, Amazon, Uber and 12 other apps
Monthly budget with category limits
Spending score from 0 to 100
Recurring payments tracker with reminders
Bill splitting
Optional bank SMS tracking
Left for today calculation
No bank login or UPI PIN required
What makes it different
Bank-verified payments confirm actual clearing dates against bank activity
Completely free personal tier with no credit card required
Shared household finances for up to 5 members
Built-in invoicing and business tools without separate apps
Revenue portion supports community aid for basic necessities
Asks why you spent, not just what
Screenshot recognition runs on your phone, never uploaded
Completely free with no ads or subscriptions
Real-time nudges when opening spending apps
Zero-based budgeting with automatic Not allocated category