Personal: Free forever. Family: $14.99/month or $149/year. Pro: $9.99/month standalone or $99.90/year, or $7.99/month with Family. Elite: $49.99/month for first 3 seats, $19/month per additional seat.
Free includes everything with limits. PRO is an in-app purchase with higher limits, longer forecasts and advanced features.
Key features
Bill Tracker - Track recurring bills with AutoPay marking
Income Tracker - Log income sources with pay frequency
Debt Payoff Calculator - Choose avalanche or snowball strategy
Bank Sync via Plaid - Automatic transaction categorization
Bank-Verified Payments - Checks against real bank activity
Budget Health Score - 0-100 score showing spending alignment
Net Worth Tracker - Track assets and debts
Invoicing and A/R - Create and track invoices with online payments
Profit & Loss Summary - Export P&L statements for accounting
Household member accounts - Up to 5 members with shared budget
Track net worth (Own minus Owe)
Monitor monthly cash flow (In minus Out)
Asset growth tracking with savings goals
Multi-currency support
iCloud sync across devices
Savings and investment growth visualization
Expense tracking without penny-by-penny recording
On-device data encryption with passcode or Face ID
What makes it different
Bank-verified payments confirm actual clearing dates against bank activity
Completely free personal tier with no credit card required
Shared household finances for up to 5 members
Built-in invoicing and business tools without separate apps
Revenue portion supports community aid for basic necessities
Financial data stays on your device and in your own iCloud, never on company servers
Reduces financial complexity to two simple questions
Focuses on the psychology of debt reduction and stress relief
Emphasizes compound growth and consistent small contributions
Nemonix
WealthyPocket