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Nomad Flow vs Back to the Points

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Nomad Flow compared with Back to the Points
DetailNomad Flow logo Nomad FlowBack to the Points logo Back to the Points
What it doesYour money, across borders Track, value and redeem credit card rewards, airline miles and hotel points in one place
StageNot given MVP
FoundedNot given Not given
Based inID IN
Pricing modelFreemium Free
PricingFree plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle. Free during early access
Key features
  • Accounts in any currency with single Net Worth view
  • Money Chat for natural language transaction entry
  • End-to-end encrypted sync across devices
  • Budget income and spending with runway forecast
  • Scenario planning and forecasting
  • CSV and ZenMoney import
  • Local-only or Private AI options
  • Data export as JSON or CSV
  • Recovery key backup
  • Connect multiple credit cards and loyalty programs securely without storing passwords
  • Alerts before loyalty points and miles expire
  • Best card recommendation based on which card earns most for a purchase
  • Bank-grade encryption for secure connection
  • Read-only access to loyalty data without storing card details
  • Calculate point valuations based on real achievable redemptions across programs
  • Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
  • Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
What makes it different
  • Privacy-first design with end-to-end encryption that even the company cannot read
  • Designed specifically for people managing life across multiple countries and currencies
  • AI that respects privacy with local-only mode running in browser
  • No bank login required, manual entry or import only
  • Free plan with full workspace including encrypted sync
  • Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
  • AI-powered recommendations on which card to use before you spend to earn maximum value
  • Personalized comparison of redemption options to avoid wasting points on low-value exchanges
  • AI wallet that understands your rewards and recommends what to do with them, not just tracking
  • Shows exact point costs before booking flights, hotels and upgrades directly through the app
Community votes00
DR (Domain Rating by Ahrefs)5 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)160
Referring domains (Majestic)40

6 details filled in for both companies.

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