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Nomad Flow vs Freeboard

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Nomad Flow compared with Freeboard
DetailNomad Flow logo Nomad FlowFreeboard logo Freeboard
What it doesYour money, across borders Cash flow app for freelancers: what you can spend today
StageNot given MVP
FoundedNot given Not given
Based inID EE
Pricing modelFreemium Free trial
PricingFree plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle. Free for the first year for the first 100 people in early access. After that: US$9 per month or US$79 per year (or 9 € per month or 79 € per year for dashboards created from the Italian site). No automatic charges; email confirmation before billing begins.
Key features
  • Accounts in any currency with single Net Worth view
  • Money Chat for natural language transaction entry
  • End-to-end encrypted sync across devices
  • Budget income and spending with runway forecast
  • Scenario planning and forecasting
  • CSV and ZenMoney import
  • Local-only or Private AI options
  • Data export as JSON or CSV
  • Recovery key backup
  • Import bank transactions from CSV, Excel, OFX/QFX, QIF or CAMT.053 files
  • Automatic recognition of transactions from Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, Discover, Revolut, Wise, N26 and Fineco
  • Connect Stripe for subscription renewals and payout tracking
  • Import Fiverr earnings and forecast future payouts
  • Browser extension for Chrome, Edge and Brave showing safe-to-spend at checkout
  • Integration with Claude and ChatGPT for spending questions
  • Multi-currency conversion using European Central Bank reference rates
What makes it different
  • Privacy-first design with end-to-end encryption that even the company cannot read
  • Designed specifically for people managing life across multiple countries and currencies
  • AI that respects privacy with local-only mode running in browser
  • No bank login required, manual entry or import only
  • Free plan with full workspace including encrypted sync
  • Shows what you can safely spend today without touching emergency funds or taxes over the next 12 months, not just current account balance
  • Counts only income you can rely on (certain, half-certain, or uncertain) rather than all projected income
Community votes00
DR (Domain Rating by Ahrefs)3 −1 (down) since last check3 +1 (up) since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)1620
Referring domains (Majestic)46

6 details filled in for both companies.

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