AI personal finance management that diagnoses your finances and ranks what to do next with dollar impact
Stage
Not given
Not given
Founded
Not given
Not given
Based in
ID
US
Pricing model
Freemium
Freemium
Pricing
Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
Free: one complete financial analysis and one portfolio review, no card required. Lodestar Plus $14.99/mo or $149.99/yr (7-day free trial available).
Key features
Accounts in any currency with single Net Worth view
Money Chat for natural language transaction entry
End-to-end encrypted sync across devices
Budget income and spending with runway forecast
Scenario planning and forecasting
CSV and ZenMoney import
Local-only or Private AI options
Data export as JSON or CSV
Recovery key backup
Live net-worth simulator with Monte Carlo ranges
Personalized opportunities based on job, employer benefits, age, location, and account structure
Portfolio structural score and plain-English review of actual holdings
Tax strategy center with CPA-ready guidance
What makes it different
Privacy-first design with end-to-end encryption that even the company cannot read
Designed specifically for people managing life across multiple countries and currencies
AI that respects privacy with local-only mode running in browser
No bank login required, manual entry or import only
Free plan with full workspace including encrypted sync
Forward-looking prescriptive approach, not backward-looking tracking—ranks what to do next by dollar impact
Every dollar figure computed by deterministic engine, never guessed by AI
Flat fee model regardless of asset size, removing conflicts of interest
Complete analysis available free before upgrading, no teaser tier
Nomad Flow
Lodestar Wealth