The money app for people who hate money apps. No budgets, no spreadsheets.
Stage
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Founded
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Based in
ID
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Pricing model
Freemium
Free trial
Pricing
Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
$10.99/month or $89.99/year (equivalent to $7.50/month, saves $41.89/year). Both plans include a 14-day free trial with no card required.
Key features
Accounts in any currency with single Net Worth view
Money Chat for natural language transaction entry
End-to-end encrypted sync across devices
Budget income and spending with runway forecast
Scenario planning and forecasting
CSV and ZenMoney import
Local-only or Private AI options
Data export as JSON or CSV
Recovery key backup
Tracks recurring charges automatically
Alerts when prices increase
Flags renewals before they occur
Weekly summary card on Mondays
Categorizes transactions automatically
Works on all devices without download
Read-only bank connection via Plaid
256-bit AES encryption
What makes it different
Privacy-first design with end-to-end encryption that even the company cannot read
Designed specifically for people managing life across multiple countries and currencies
AI that respects privacy with local-only mode running in browser
No bank login required, manual entry or import only
Free plan with full workspace including encrypted sync
No budgeting required or system to maintain
Shows only changes that matter, once per week
Re-checks every recurring charge for price changes
Nomad Flow
Spendalyst