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NoteHouse vs CigalPay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

NoteHouse compared with CigalPay
DetailNoteHouse logo NoteHouseCigalPay logo CigalPay
What it doesPrivate lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger Cryptocurrency payment gateway with rate-locked checkout, payment links and API
StageStartup Not given
Founded2026 Not given
Based inUS Not given
Pricing modelFreemium Freemium
PricingFree plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans. Pay-As-You-Go: 1% per transaction, no monthly fee. Pro: $49/month plus 0.5% per transaction. Custom: custom pricing for high-volume merchants. No setup fees.
Key features
  • Promissory note generation from loan terms
  • Amortization schedule computation
  • Payment confirmation by both parties
  • E-signature with document hashing
  • Payment reminders before due dates
  • Bank debit collection on Standard plan
  • Loan modification and forgiveness agreements
  • Write-off record for unpaid loans
  • Accept 10 cryptocurrencies directly including Bitcoin, Ethereum, Solana, Polygon, Tron and USDT
  • Rate-locked checkout with 30-minute price guarantee
  • WooCommerce and PrestaShop plugins with no-code setup
  • Payment links with QR codes
  • Automatic coin conversion for unsupported cryptocurrencies
  • Crypto refunds and payouts
  • Automatic payment forwarding to merchant wallet
What makes it different
  • Append-only, hash-chained ledger that cannot be secretly altered
  • Never holds funds or acts as a financial institution
  • Legally-structured promissory notes with all required terms
  • Rate-locked prices for 30 minutes prevent payment errors
  • Transparent pricing with no setup fees and no monthly requirement
  • Payouts within 24 hours on Pro plan and 1-2 working days on Pay-As-You-Go
  • Official WooCommerce and PrestaShop plugins require no coding
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)16
Citation Flow (Majestic)2211
Referring domains (Majestic)73

5 details filled in for both companies.

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