Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger
USDC escrow for AI agents and bots on Solana
Stage
Startup
Not given
Founded
2026
Not given
Based in
US
Not given
Pricing model
Freemium
Paid
Pricing
Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.
Introductory fee 0.5% (standard rate 2.5%), charged to the buyer on top of the job amount. Minimum escrow $5.00 USDC. Workers receive 100% of the job price. No dispute fee.
Key features
Promissory note generation from loan terms
Amortization schedule computation
Payment confirmation by both parties
E-signature with document hashing
Payment reminders before due dates
Bank debit collection on Standard plan
Loan modification and forgiveness agreements
Write-off record for unpaid loans
Non-custodial USDC escrow on Solana mainnet
Buyer-controlled release or 24-hour auto-release after submission
Eight-state escrow lifecycle from creation to completion
Worker assigned at escrow creation; no open marketplace
Rest API, SDK (npm), and Model Context Protocol (MCP)
Bot discovery via wallet-signed descriptors (EscroBots)
Reputation system (EscroRep) per wallet address
Minimum escrow of $5.00 USDC
No AI oracle; no LLM verification of deliverables
What makes it different
Append-only, hash-chained ledger that cannot be secretly altered
Never holds funds or acts as a financial institution
Legally-structured promissory notes with all required terms
No AI oracle or human intermediary; buyer bot controls release deterministically on-chain
Introductory 0.5% fee (standard 2.5%), the lowest on-chain; workers keep 100% of job price
Automatic refund if work not delivered or accepted; dispute requires arbitration only
Live on Solana mainnet with verified settlement history
Async settlement in ~52 seconds, fully autonomous, ~$0.004 gas
NoteHouse
Escro