NoteHouse vs MagenPay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

NoteHouse compared with MagenPay
Detail	NoteHouse	MagenPay
What it does	Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger	Crypto payment gateway for merchants accepting USDT and tokens across multiple blockchains
Stage	Startup	Established
Founded	2026	2021
Based in	US	Not given
Pricing model	Freemium	Paid
Pricing	Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.	Starter: 0.5% per deposit with BEP20 + TRC20 + ERC20, real-time webhooks, up to 1,000 transactions per month, email support. Growth: 0.4% per deposit (volume-based discount past 1k tx/month) with priority webhook delivery, up to 50,000 transactions per month, Slack/Telegram alerts, custom redirect d
Key features	Promissory note generation from loan terms Amortization schedule computation Payment confirmation by both parties E-signature with document hashing Payment reminders before due dates Bank debit collection on Standard plan Loan modification and forgiveness agreements Write-off record for unpaid loans	REST API for creating payments with single POST request Pre-built UI and drop-in checkout Official Node.js SDK with TypeScript types Signed webhooks with idempotency keys Automatic webhook retries with exponential backoff up to 72 hours Multi-network support: BEP20, TRC20, ERC20 Drop-in plugins for Shopify, WooCommerce, Magento, OpenCart, PrestaShop Auto-sweep to designated settlement wallet on configurable schedule 24/7 monitoring and automatic retries Two-factor authentication and API security
What makes it different	Append-only, hash-chained ledger that cannot be secretly altered Never holds funds or acts as a financial institution Legally-structured promissory notes with all required terms	On-chain settlement in minutes instead of days like legacy systems Transparent pricing with no hidden fees, setup costs, or gas markups Flat 0.5% fee with volume discounts past 1,000 transactions per month Managed payment addresses with no private key handling required
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	1	0
Citation Flow (Majestic)	22	12
Referring domains (Majestic)	7	4

7 details filled in for both companies.

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