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Novo vs Holvi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Novo compared with Holvi
DetailNovoHolvi
What it doesBanking built for independent businesses Business banking for solopreneurs and teams
StageNot given Established
FoundedNot given 2011
Based inUS FI
Pricing modelfree subscription
PricingNot given Plans start from €9 per month. Clear pricing with no hidden fees. Always included: Business Mastercard®, unlimited transfers, receipt scanning and storage, real-time VAT balance. Additional fees apply for ATM withdrawals, foreign transactions, and card replacements.
Key features
  • No-fee business checking account
  • Physical and virtual business debit cards
  • Free ACH, wire, and instant FedNow payments
  • Invoicing and payment acceptance
  • Bill pay and vendor payments
  • Expense tracking and management
  • Reserve accounts for tax planning
  • Business credit products
  • Business loans
  • Tool integrations with accounting and payroll
  • Business account with SEPA transfers
  • Invoicing and e-invoicing
  • Receipt scanning and bookkeeping
  • Debit, credit and virtual cards
  • International payments in 18 currencies
  • VAT calculator
  • Team card management
  • Mobile app for iOS and Android
  • Financial insights and KPI tracking
  • Instant notifications on card transactions
What makes it different
  • Built with AI you trust powered by Claude, OpenAI, and Gemini
  • Platform designed specifically for independent businesses
  • All banking tools in one integrated platform
  • No monthly fees with free standard ACH
  • Real-time cash flow visibility and expense organization
  • All-in-one business account with no separate expense claims process
  • Instant transfers without additional costs for payments in 18 currencies
  • Bank-level security with PSD2 compliance and segregated customer funds
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)71 no change since last check82 no change since last check
Trust Flow (Majestic)3041
Citation Flow (Majestic)4650
Referring domains (Majestic)26536234

5 details filled in for both companies.

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