OceanAlt vs NoteHouse

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OceanAlt compared with NoteHouse
Detail	OceanAlt	NoteHouse
What it does	Free address-screening API for pre-payment risk decisions on agentic payments	Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger
Stage	Not given	Startup
Founded	Not given	2026
Based in	HK	US
Pricing model	Not given	Freemium
Pricing	Free: 2,000 calls/month at 60/min (no signup) or 5,000/month at 180/min with email; registered agent credential 50,000/month at 300/min. Team plan $49/month or $490/year (founding price). Pay-per-call: $0.002 per decision, $0.10 for 100 calls (x402), $0.01 per deep trace or batch.	Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.
Key features	Single address risk screening Batch screening up to 25 addresses Fund-flow analysis on Tron and EVM Pre-payment decision API (allow/review/decline) Payee validation API Payment request validation Webhook signatures and monitoring Post-payment address monitoring Support for 8 EVM chains, Tron, Solana, Bitcoin and XRP Ledger Verifiable evidence and sources for every verdict	Promissory note generation from loan terms Amortization schedule computation Payment confirmation by both parties E-signature with document hashing Payment reminders before due dates Bank debit collection on Standard plan Loan modification and forgiveness agreements Write-off record for unpaid loans
What makes it different	No signup required for free tier CORS-enabled for browser and agent calls Machine-readable OpenAPI 3.1 specification Idempotent requests for safe retries Verdicts include verifiable settlement attestations	Append-only, hash-chained ledger that cannot be secretly altered Never holds funds or acts as a financial institution Legally-structured promissory notes with all required terms
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	3 no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	3	1
Citation Flow (Majestic)	28	22
Referring domains (Majestic)	43	7

5 details filled in for both companies.

More alternatives to OceanAlt More alternatives to NoteHouse