Rookie: Free. Aura: $4.95 per month or yearly at 15% savings.
Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Key features
Multi-wallet management for cash, bank accounts, and savings
Transaction tracking with categories and real-time balance updates
Monthly budget setting and spending limit monitoring
Multi-currency support with automatic FX conversion
Financial analytics and spending reports
Advanced dashboard and charts
Export to CSV
Internal transfers between wallets
Zero-based budgeting methodology
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
What makes it different
Free access with no app download required, runs entirely in web browser
Live FX rates for real-time multi-currency conversion
No credit card required to get started
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
OpenBudget