Independent currency management for international businesses
The credit card that pays you in real gold
Stage
Established
MVP
Founded
2021
Not given
Based in
GB
US
Pricing model
Contact for pricing
Paid
Pricing
Not given
Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.
Key features
Currency accounts for multi-currency management
International payment facilitation
Forward contracts and FX hedging
FX risk management with forwards and options
Online platform for currency management
Dedicated specialist support team
Credit facilities for hedging
Accounting integrations
FX performance reporting
Safeguarded funds and secure settlement
Invest in allocated physical gold stored in COMEX-approved vault
Borrow up to 65% of gold value at 7.99%–9.99% APR
Earn 1–5% physical gold rewards on card purchases
Fully insured gold holdings through Lloyd's of London
Gold redemption within 28 days or physical delivery
Works as regular Visa/Mastercard worldwide
Real-time gold valuations from Bullion Market pricing