Nepal's offline, no-login personal finance app with BS calendar and local payment tracking
Stage
Not given
Startup
Founded
Not given
2026
Based in
US
NP
Pricing model
Freemium
Free
Pricing
Free: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year.
Not given
Key features
Zero-based budgeting method
Manual transaction tracking
Intelligent recommendations for tracking
Recurring line items
Search across transactions and budget items
Export to CSV or XLSX
Cross-device sync
Bikram Sambat and AD calendar toggle
eSewa, Khalti, connectIPS and bank integration
Lend and borrow tracking
Hyper-local expense categories
Offline functionality with no account required
Biometric app lock with fingerprint and PIN
CSV export and import
Income versus expense dashboards
Safe-to-spend indicators with progress bars
Custom bill and EMI reminders
What makes it different
Built on simplicity by design, avoiding bloated features most people don't use
Free plan includes core budgeting without paid features
Works seamlessly across iOS, iPad, and web with real-time sync
Built specifically for Nepal with Bikram Sambat calendar and local payment integrations
Private by design with data stored locally, no server backend or mandatory login
Lend and borrow tracking for informal money habits common in Nepal
Time-to-value under 3 seconds with no login friction
Frictionless onboarding and export capabilities for sharing with accountants
OnTrack Money
Bhudki