OnTrack Money vs CosmicTao

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OnTrack Money compared with CosmicTao
Detail	OnTrack Money	CosmicTao
What it does	Simple zero-based budgeting for spending clarity	Bazi charts, I Ching readings, compatibility tools, and bilingual metaphysics library
Stage	Not given	Startup
Founded	Not given	2025
Based in	US	Not given
Pricing model	Freemium	Freemium
Pricing	Free: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year.	Free core Bazi chart and I Ching readings; paid PRO Reports include advanced features like luck pillars, annual cycles, synastry, and spirit stars.
Key features	Zero-based budgeting method Manual transaction tracking Intelligent recommendations for tracking Recurring line items Search across transactions and budget items Export to CSV or XLSX Cross-device sync	Bazi Four Pillars calculator with True Solar Time correction Day Master and Ten Gods analysis I Ching digital coin oracle with 64 hexagrams Synastry compatibility reports Wish Sanctuary public wall Bilingual library and dictionary Palmistry reading tool AI-assisted report explanations Lunar calendar and Jieqi solar-term calculations
What makes it different	Built on simplicity by design, avoiding bloated features most people don't use Free plan includes core budgeting without paid features Works seamlessly across iOS, iPad, and web with real-time sync	True Solar Time correction for hour pillar accuracy Bilingual interface in English and Chinese Community wish rituals with public wall
Community votes	0	0
DR (Domain Rating by Ahrefs)	7 +2 (up) since last check	2 no change since last check
Trust Flow (Majestic)	0	1
Citation Flow (Majestic)	13	17
Referring domains (Majestic)	1	7

5 details filled in for both companies.

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