OnTrack Money vs Gigaverse AI

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OnTrack Money compared with Gigaverse AI
Detail	OnTrack Money	Gigaverse AI
What it does	Simple zero-based budgeting for spending clarity	The AI-first financial app for gig workers
Stage	Not given	Startup
Founded	Not given	2025
Based in	US	US
Pricing model	Freemium	Freemium
Pricing	Free: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year.	Free plan $0 per month. Pro $4.99 per month or $49.90 per year. Wealth Builder $9.99 per month or $99.90 per year. Annual billing is ten months. Optional managed portfolio carries a flat 0.25% per year of managed assets on paid plans only, billed monthly in arrears and deducted by custodian, not cha
Key features	Zero-based budgeting method Manual transaction tracking Intelligent recommendations for tracking Recurring line items Search across transactions and budget items Export to CSV or XLSX Cross-device sync	Multi-platform earnings tracking for Uber, DoorDash, Lyft, Instacart, Grubhub, Amazon Flex and others Automatic GPS-based mileage tracking with business vs personal mile classification AI-powered quarterly tax estimates and tax optimization Auto-save with automatic contributions from each payout Federal and state tax return preparation Qualified tips tracking and deduction up to $25,000 PRActicle™ Roth IRA portable retirement account (coming soon) Bank-connected earnings dashboard with read-only access via Plaid AI Money Coach with tax tips and financial guidance Saver's Match rewards program for 2027
What makes it different	Built on simplicity by design, avoiding bloated features most people don't use Free plan includes core budgeting without paid features Works seamlessly across iOS, iPad, and web with real-time sync	Only platform combining auto-save, retirement savings, tax optimization, mileage tracking and multi-platform earnings in one app Built by gig workers who understand the gig economy firsthand Finds 1099 income from bank deposits that platforms don't report on 1099 forms No hidden fees, no data selling, read-only bank access for security Serves gig workers, payroll companies, fleets, and platforms with white-label solutions
Community votes	0	0
DR (Domain Rating by Ahrefs)	7 +2 (up) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	13	25
Referring domains (Majestic)	1	42

6 details filled in for both companies.

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