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OnTrack Money vs Nino

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OnTrack Money compared with Nino
DetailOnTrack Money logo OnTrack MoneyNino logo Nino
What it doesSimple zero-based budgeting for spending clarity Tax and financial planning from a CPA and Financial Planner team for one flat fee
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelFreemium Freemium
PricingFree: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year. Software plans: Basic $20/month, Pro $100/month, Ultra $200/month, each with a 7-day free trial. Advisor plans (software plus CPA and Financial Planner team): Essential $3,600+/year, Plus $4,800+/year, Premier $12,000+/year. Additional state, K-1, or brokerage account: $150 each. Rental properties o
Key features
  • Zero-based budgeting method
  • Manual transaction tracking
  • Intelligent recommendations for tracking
  • Recurring line items
  • Search across transactions and budget items
  • Export to CSV or XLSX
  • Cross-device sync
  • Connect financial accounts securely with read-only access
  • AI-powered financial forecasting and scenario planning
  • Dedicated CPA for tax planning and filing
  • Dedicated Financial Planner for retirement and wealth management
  • Tracks for organizing financial projects and decisions
  • Estate and beneficiary planning coordination
  • Multi-state and international tax coverage options
What makes it different
  • Built on simplicity by design, avoiding bloated features most people don't use
  • Free plan includes core budgeting without paid features
  • Works seamlessly across iOS, iPad, and web with real-time sync
  • All-in-one: AI software, CPA, and Financial Planner on one integrated team
  • Flat fee pricing instead of percentage of assets
  • Tax filing included on every Advisor plan
  • 30-day money-back guarantee on Advisor plans
Community votes00
DR (Domain Rating by Ahrefs)7 +2 (up) since last check34 no change since last check
Trust Flow (Majestic)010
Citation Flow (Majestic)1337
Referring domains (Majestic)178

5 details filled in for both companies.

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