OnTrack Money vs Spendalyst

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OnTrack Money compared with Spendalyst
Detail	OnTrack Money	Spendalyst
What it does	Simple zero-based budgeting for spending clarity	The money app for people who hate money apps. No budgets, no spreadsheets.
Stage	Not given	Not given
Founded	Not given	Not given
Based in	US	Not given
Pricing model	Freemium	Free trial
Pricing	Free: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year.	$10.99/month or $89.99/year (equivalent to $7.50/month, saves $41.89/year). Both plans include a 14-day free trial with no card required.
Key features	Zero-based budgeting method Manual transaction tracking Intelligent recommendations for tracking Recurring line items Search across transactions and budget items Export to CSV or XLSX Cross-device sync	Tracks recurring charges automatically Alerts when prices increase Flags renewals before they occur Weekly summary card on Mondays Categorizes transactions automatically Works on all devices without download Read-only bank connection via Plaid 256-bit AES encryption
What makes it different	Built on simplicity by design, avoiding bloated features most people don't use Free plan includes core budgeting without paid features Works seamlessly across iOS, iPad, and web with real-time sync	No budgeting required or system to maintain Shows only changes that matter, once per week Re-checks every recurring charge for price changes 14-day free trial with no card required Detects charges users have forgotten about
Community votes	0	0
DR (Domain Rating by Ahrefs)	7 +2 (up) since last check	2 no change since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	13	24
Referring domains (Majestic)	1	35

5 details filled in for both companies.

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