OnTrack Money vs Tab.it

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OnTrack Money compared with Tab.it
Detail	OnTrack Money	Tab.it
What it does	Simple zero-based budgeting for spending clarity	Automatic expense tracker that categorizes bank, card and UPI alerts without manual entry
Stage	Not given	Not given
Founded	Not given	Not given
Based in	US	IN
Pricing model	Freemium	Not given
Pricing	Free: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year.	Free plan available forever with no time limit. Tab.it Plus at ₹199/month (first month free). Tab.it Premium at ₹399/month or ₹3,999/year (first month free).
Key features	Zero-based budgeting method Manual transaction tracking Intelligent recommendations for tracking Recurring line items Search across transactions and budget items Export to CSV or XLSX Cross-device sync	Automatic expense tracking from bank and UPI SMS alerts Receipt scanning with AI extraction Bill splitting and group settlement Spending analytics and trend identification On-device SMS filtering for privacy iOS Shortcuts automation for iPhone SMS tracking
What makes it different	Built on simplicity by design, avoiding bloated features most people don't use Free plan includes core budgeting without paid features Works seamlessly across iOS, iPad, and web with real-time sync	Automatic expense categorization without manual entry, using on-device SMS filtering Built specifically for India with UPI and bank SMS support Strong privacy through 9-layer on-device message filtering that never sends content to cloud Integrated bill splitting with automatic settle-up calculations for groups Free plan forever with core features including auto-tracking and bill splitting
Community votes	0	0
DR (Domain Rating by Ahrefs)	7 +2 (up) since last check	3 no change since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	13	11
Referring domains (Majestic)	1	1

5 details filled in for both companies.

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