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OpenBudget vs Assetli

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OpenBudget compared with Assetli
DetailOpenBudget logo OpenBudgetAssetli logo Assetli
What it doesConnect your bank to AI and get real answers AI-powered personal finance and household management platform
StageNot given Not given
FoundedNot given Not given
Based inUS CZ
Pricing modelFreemium Freemium
PricingBase: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial. Free: £0 (2 bank accounts, 1 property, 1 vehicle, 1 broker, £0.35 AI credit/month). Premium: £3.25/month or £38.99/year (unlimited accounts, 5 properties, 5 vehicles, 5 profiles, £2.60 AI credit/month). Max: £8.33/month or £99.99/year (unlimited assets, 15 profiles, £6.90 AI credit/month). Premium L
Key features
  • Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
  • 10,000+ US bank connections via Plaid
  • Automatic transaction categorization with user-defined rules
  • Auto-sync transactions to Google Sheets and Excel
  • Track cards, loans, balances, APRs, and due dates
  • Split mixed purchases into budget categories
  • Connect investment and retirement accounts
  • Scheduled check-ins and recurring tasks via AI
  • Bank statement import from 203 formats in 31 countries
  • Budget management with 50/30/20 or envelope method
  • Subscription and recurring payment tracking
  • Investment portfolio tracking for stocks, ETFs and crypto
  • Real estate and property valuation
  • Vehicle and valuables tracking
  • Shared expenses and bill splitting
  • AI assistant for financial questions and analysis
  • Tax orientation tools
  • Net worth calculation and tracking
What makes it different
  • No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
  • One subscription with everything included; no ads or data selling
  • Automatic spreadsheet sync with no manual CSV exports
  • Comprehensive wealth management in one app covering accounts, investments, real estate, vehicles and valuables
  • AI assistant that understands your data and answers financial questions with sources
  • Privacy-first design with EU data centers, no bank password required, and data never sold
  • Supports 203 bank statement formats from 31 countries
  • Free tier genuinely usable forever with no dark patterns
Community votes00
DR (Domain Rating by Ahrefs)13 no change since last check17 no change since last check
Trust Flow (Majestic)138
Citation Flow (Majestic)3228
Referring domains (Majestic)11036

6 details filled in for both companies.

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