Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Not given
Key features
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
Income and expense tracking with category organization
Monthly budget planning and multi-year history comparison
Financial dashboard with income, spending, and forecast
Spending analytics to explore trends and compare periods
Scheduled transactions for recurring income and payments
Transaction templates for quick recording
Transaction calendar browsing by day
Savings goals and stashes for money management
Financial notes for reminders and planning
What makes it different
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
No bank connection required; manual entry keeps your data private
Customizable groups and categories tailored to your needs
Progressive web app installable on phones and computers
Compare planned budgets against actual spending with color-coded indicators
Simple, ad-free design built for real-life money management
OpenBudget
Budget Sense