Offline expense tracking for iPhone and iPad with no account or ads
Stage
Not given
Not given
Founded
Not given
Not given
Based in
US
Not given
Pricing model
Freemium
Freemium
Pricing
Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Free tier with unlimited records, budgets, net worth, accounts, piggy bank and export. Pro: $2.99 yearly or once for lifetime purchase.
Key features
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
Quick entry with amount keypad and expressions like 24+3.5
13 categories with sub-categories and 128 icons
Unlimited records, categories and icons
Budgets with rollover and daily allowance
Net worth and credit card tracking with reconcile
Piggy bank with streaks and badges
iCloud sync between devices
Free export and backup
Statement import from banks, Alipay and WeChat Pay (Pro)
Receipt photo storage on device
What makes it different
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
No account required and data stays on your device or in your own iCloud
Free tier is the complete ledger with unlimited records and no time limit
OpenBudget
Cenno