OpenBudget vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

OpenBudget compared with Degroshi
Detail	OpenBudget	Degroshi
What it does	Connect your bank to AI and get real answers	Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
Stage	Not given	Established
Founded	Not given	2021
Based in	US	UA
Pricing model	Freemium	Not given
Pricing	Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.	Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features	Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances 10,000+ US bank connections via Plaid Automatic transaction categorization with user-defined rules Auto-sync transactions to Google Sheets and Excel Track cards, loans, balances, APRs, and due dates Split mixed purchases into budget categories Connect investment and retirement accounts Scheduled check-ins and recurring tasks via AI	Consolidate bank accounts, cards, cash and crypto in one dashboard Voice, text and receipt photo expense recording with Surikat AI Budget tracking with spending pace alerts Days Supply calculator on iPhone and Mac Annual spending heat map and analytics Shared spaces for families and couples Support for 8 crypto exchanges and wallets Multi-currency conversion to hryvnia AES-256-GCM end-to-end encryption
What makes it different	No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget One subscription with everything included; no ads or data selling Automatic spreadsheet sync with no manual CSV exports	Voice and photo receipt expense recording with AI categorization Consolidated view of all money sources with single hryvnia conversion Days Supply metric showing days until money runs out End-to-end encryption with data stored only in EU No data selling or AI model training on user information
Community votes	0	0
DR (Domain Rating by Ahrefs)	13 −1 (down) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	13	0
Citation Flow (Majestic)	32	0
Referring domains (Majestic)	110	0

5 details filled in for both companies.

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