Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Not given
Key features
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
Receipt scanner with OCR in 7+ languages
165+ currencies supported with automatic exchange rates
Multi-currency budgets with alerts and notification thresholds
Unlimited custom spending categories
Dashboard and reports with period comparison
GPS-based currency suggestions and repeat expense auto-fill
ChatGPT plugin for conversational expense tracking
Chrome extension for adding expenses from browser
iCloud sync, CSV import and export, Siri Shortcuts
What makes it different
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
No bank connections or accounts required
All financial data stays on your device with no servers ever seeing your expenses
On-device receipt OCR without sending contents to servers
OpenBudget
KashLog