| What it does | Connect your bank to AI and get real answers
| Budget app that shows what you can spend today
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| Stage | Not given
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| Founded | Not given
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| Based in | US
| US
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| Pricing model | Freemium
| Freemium
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| Pricing | Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
| Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
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| Key features | - Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
- 10,000+ US bank connections via Plaid
- Automatic transaction categorization with user-defined rules
- Auto-sync transactions to Google Sheets and Excel
- Track cards, loans, balances, APRs, and due dates
- Split mixed purchases into budget categories
- Connect investment and retirement accounts
- Scheduled check-ins and recurring tasks via AI
| - Calculates what you can safely spend today
- Budgets over any period (month, fortnight, custom)
- Multiple accounts, transfers, and net worth tracking
- Recurring rules for rent, salary, and subscriptions
- Search and filters over every transaction
- CSV export of transactions
- Backup and restore via Google Drive, iCloud, or file
- App lock with passcode and biometrics
- Supports 165 currencies and 5 languages
- All data stays on device with optional backup only
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| What makes it different | - No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
- One subscription with everything included; no ads or data selling
- Automatic spreadsheet sync with no manual CSV exports
| - No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
- All data remains on your phone; nothing is uploaded without your permission
- Shows what you can spend today as one clear number derived from remaining funds and days until payday
- Free to start with all features unlocked; you choose whether to pay to continue adding transactions
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 13 ● no change since last check | 2 ● no change since last check |
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| Trust Flow (Majestic) | 13 | 1 |
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| Citation Flow (Majestic) | 32 | 19 |
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| Referring domains (Majestic) | 110 | 11 |
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OpenBudget
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