Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Free: $0 forever. Pro: $3.33 a month (billed $39.99 a year). Yearly plan saves 33% compared to monthly billing.
Key features
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
Bank statement import to add transaction history without typing
What makes it different
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
Reads bank SMS alerts instead of requiring banking login credentials for maximum security
Bilingual design supporting Arabic and English for alerts and interface
User data never sold and fully exportable or deletable at any time
OpenBudget
Safi