Free: £0/mo (0 transactions/month, 1 user); Entry: £20/mo (10 transactions/month, up to 5 users); Mid: £100/mo (75 transactions/month, up to 25 users); Top: £250/mo (250 transactions/month, up to 250 users). All plans include every feature.
Key features
AI-driven invoice processing with automatic data extraction, validation and categorization
Automated accounts payable with invoice intake, approval workflows and payment preparation
Accounts receivable monitoring with overdue invoice identification and automated follow-up
Automatic bank reconciliation that matches transactions and detects discrepancies
Finance workflow automation across systems, teams and approval steps
Cash flow forecasting with real-time visibility of financial obligations
AI Finance Assistant for natural language queries about financial data
Process optimization that identifies inefficiencies and recommends improvements
Multi-currency support and integration with European banking via SEPA and Open Banking
Full audit trails and transparent AI actions with human approval controls
AI invoice data extraction validated against your ledger
Automated accruals and prepayments with forex handling
Multi-level approval hierarchies
Missing and due invoice tracking and alerts
Document search by reference or AI-extracted invoice number
Granular access control for vendors and expenses
Audit-ready reports and CSV or Google Sheets export
ERP integration with Xero, QuickBooks Online and Sage
Budget controls and expense limits
Slack Integration
What makes it different
Full finance operations stack in one platform, not point solutions like Agicap or Pennylane
Built specifically for European SMEs with multi-language and country-specific compliance support
Reduces invoice-to-payment cycles from days to hours
AI that acts autonomously, not just analyzes
SME-first design that scales up, not down from enterprise systems
Single comprehensive app replacing multiple disconnected tools
AI extraction with human oversight and ledger validation for financial accuracy
All features included in every plan with no feature gating
Automatic journal creation with accruals and prepayments in correct accounts and periods
Direct ERP integration running in minutes without manual exports
OPERAFI
DayFive