Cloud ERP system for small and medium-sized businesses in Saudi Arabia
Stage
Startup
Startup
Founded
2026
2025
Based in
Not given
SA
Pricing model
Contact for pricing
Freemium
Pricing
Not given
Starter (Free): 1 user, 3 apps. Basic: 149 SAR/month for 3 users and 5 apps, with additional users at 20 SAR/month each. Pro (most popular): 399 SAR/month for 5 users and all 9 apps, with additional users at 20 SAR/month each. Annual subscriptions include 2 months free.
Key features
AI-driven invoice processing with automatic data extraction, validation and categorization
Automated accounts payable with invoice intake, approval workflows and payment preparation
Accounts receivable monitoring with overdue invoice identification and automated follow-up
Automatic bank reconciliation that matches transactions and detects discrepancies
Finance workflow automation across systems, teams and approval steps
Cash flow forecasting with real-time visibility of financial obligations
AI Finance Assistant for natural language queries about financial data
Process optimization that identifies inefficiencies and recommends improvements
Multi-currency support and integration with European banking via SEPA and Open Banking
Full audit trails and transparent AI actions with human approval controls
ZATCA Phase Two electronic invoices with QR codes
Inventory management with barcode scanning and low-stock alerts
Point of sale with instant inventory deduction
Purchase orders and supplier management
HR and payroll management with Saudi labor law compliance
Loyalty program with points and cashback
Asset management with automatic depreciation
Booking and appointment scheduling with reminders
What makes it different
Full finance operations stack in one platform, not point solutions like Agicap or Pennylane
Built specifically for European SMEs with multi-language and country-specific compliance support
Reduces invoice-to-payment cycles from days to hours
AI that acts autonomously, not just analyzes
SME-first design that scales up, not down from enterprise systems
Nine integrated applications in a single subscription with no app-switching needed
Fully Arabic interface designed for Saudi business owners, not just accountants
Automatic data sync between all modules eliminating manual reconciliation
7-day free trial with no credit card required
Supports 84+ business activities from restaurants to professional services
OPERAFI