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Outlayr vs Back to the Points

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Outlayr compared with Back to the Points
DetailOutlayr logo OutlayrBack to the Points logo Back to the Points
What it doesTrack every expense in one sentence Track, value and redeem credit card rewards, airline miles and hotel points in one place
StageNot given MVP
FoundedNot given Not given
Based inUS IN
Pricing modelFreemium Free
PricingFree: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr Free during early access
Key features
  • Log purchases by voice, text, or receipt photo
  • Supports 165 currencies with historical exchange rates
  • Budget tracking with overspend alerts
  • Savings goals with monthly targets
  • Split transactions across categories
  • Multi-account tracking with transfers
  • Spending insights and trends
  • Offline entry logging without internet
  • Export data as CSV or full archive
  • Connect multiple credit cards and loyalty programs securely without storing passwords
  • Alerts before loyalty points and miles expire
  • Best card recommendation based on which card earns most for a purchase
  • Bank-grade encryption for secure connection
  • Read-only access to loyalty data without storing card details
  • Calculate point valuations based on real achievable redemptions across programs
  • Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
  • Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
What makes it different
  • Type expenses as one sentence instead of filling multiple form fields
  • All data stored on your phone by default with optional sync
  • Open source code available on GitHub under GPL and AGPL licenses
  • Buy Pro once for $129.99 instead of subscribing
  • Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
  • AI-powered recommendations on which card to use before you spend to earn maximum value
  • Personalized comparison of redemption options to avoid wasting points on low-value exchanges
  • AI wallet that understands your rewards and recommends what to do with them, not just tracking
  • Shows exact point costs before booking flights, hotels and upgrades directly through the app
Community votes00
DR (Domain Rating by Ahrefs)2 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)00
Referring domains (Majestic)00

6 details filled in for both companies.

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