| What it does | Track every expense in one sentence
| DIY retirement and financial planning with full tax detail and Claude AI assistance
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| Stage | Not given
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| Founded | Not given
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| Based in | US
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| Pricing model | Freemium
| Freemium
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| Pricing | Free: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr
| Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
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| Key features | - Log purchases by voice, text, or receipt photo
- Supports 165 currencies with historical exchange rates
- Budget tracking with overspend alerts
- Savings goals with monthly targets
- Split transactions across categories
- Multi-account tracking with transfers
- Spending insights and trends
- Offline entry logging without internet
- Export data as CSV or full archive
| - Tax modeling down to lot-level cost basis with capital gains stacking
- Income tax calculation for 41 states and DC with local tax support
- Social Security modeling with earnings test and spousal benefits
- Monte Carlo analysis with thousand trials from real market history
- Claude AI integration for plan building and analysis
- Roth conversion and withdrawal optimizer
- Multi-scenario comparison with detailed scenario diffing
- Real estate modeling with depreciation and rental property analysis
- Family and household modeling with marriage, children, and moves
- Income tracking for salary, RSUs, pensions, and Social Security
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| What makes it different | - Type expenses as one sentence instead of filling multiple form fields
- All data stored on your phone by default with optional sync
- Open source code available on GitHub under GPL and AGPL licenses
- Buy Pro once for $129.99 instead of subscribing
| - Tax-focused planning engine that models actual tax impacts at lot level
- Claude AI integration that builds and updates plans via conversation
- Free core planner with optional paid Claude connector tier
- Variable spending model that adapts annually based on portfolio performance
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| Community votes | 0 | 0 |
| DR (Domain Rating by Ahrefs) | 2 ▼ −1 (down) since last check | Not checked yet ● no change since last check |
| Trust Flow (Majestic) | 0 | 1 |
| Citation Flow (Majestic) | 0 | 19 |
| Referring domains (Majestic) | 0 | 29 |