PaidCheck vs Sebpay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PaidCheck compared with Sebpay
Detail	PaidCheck	Sebpay
What it does	Daily reconciliation of Stripe against who actually has access in your app	Simplified African payment collection and payouts through Mobile Money and APIs
Stage	Startup	Not given
Founded	Not given	Not given
Based in	US	BJ
Pricing model	Not given	Paid
Pricing	Leak report: free one-time reconciliation. Solo: $19/month for 1 app with daily checks and alert emails. Multi-app: $49/month for up to 5 apps with daily checks and alerts.	Pay-in fees from 2.5%, payout fees from 0.5%. Country-specific rates vary: Benin (2.7% pay-in, 1.9% payout), Burkina Faso (3.5-4% pay-in, 2.5% payout), Côte d'Ivoire (2.5% pay-in, 2% payout), Cameroon (3.5% pay-in, 2.5% payout), Congo-Brazzaville (4.5% pay-in, 0.5% payout), Kenya (2.5% pay-in, 2% pa
Key features	Daily reconciliation checks across multiple apps Supports Lovable, Bolt, Cursor and Supabase apps Encrypted key storage with AES-256-GCM Calculates revenue at risk for each issue	Pay-in collection across 21 African countries with 14+ mobile money operators Payout functionality to mobile money and bank accounts Payment links shareable via WhatsApp, email, or SMS QR code generation for in-store or event payments Real-time webhook notifications for transaction status updates OpenAPI documentation and free sandbox environment 24/7 customer support in French and English with 2-hour response target Settlement and automated fund routing to wallets or bank accounts Multi-account types for individual users, businesses, and crypto payments
What makes it different	Read-only by design with no ability to write, refund or charge Catches revenue-threatening issues AI-generated billing code typically misses Minimal data exposure via email, plan and active status only	Fast production deployment with sandbox and instant webhooks Quick fund withdrawals with no withdrawal fees Support available 24/7 in French with rapid response times KYC verification completed in 24-48 business hours
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	4 no change since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	12	14
Referring domains (Majestic)	1	2

5 details filled in for both companies.

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