PARROLI vs CigalPay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PARROLI compared with CigalPay
Detail	PARROLI	CigalPay
What it does	The credit card that pays you in real gold	Cryptocurrency payment gateway with rate-locked checkout, payment links and API
Stage	MVP	Not given
Founded	Not given	Not given
Based in	US	Not given
Pricing model	Paid	Freemium
Pricing	Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.	Pay-As-You-Go: 1% per transaction, no monthly fee. Pro: $49/month plus 0.5% per transaction. Custom: custom pricing for high-volume merchants. No setup fees.
Key features	Invest in allocated physical gold stored in COMEX-approved vault Borrow up to 65% of gold value at 7.99%–9.99% APR Earn 1–5% physical gold rewards on card purchases Fully insured gold holdings through Lloyd's of London Gold redemption within 28 days or physical delivery Works as regular Visa/Mastercard worldwide Real-time gold valuations from Bullion Market pricing Ownership Certificate documenting allocated gold holdings Two entry paths: start with gold or start with card	Accept 10 cryptocurrencies directly including Bitcoin, Ethereum, Solana, Polygon, Tron and USDT Rate-locked checkout with 30-minute price guarantee WooCommerce and PrestaShop plugins with no-code setup Payment links with QR codes Automatic coin conversion for unsupported cryptocurrencies Crypto refunds and payouts Automatic payment forwarding to merchant wallet
What makes it different	Earn real physical gold on everyday card spending instead of cash back Use gold as collateral for lower-rate credit without selling it Card tier and credit line determined by gold holdings, not spending or fees Allocated gold held in your name with independent custody and property-rights protection Flexible entry: start with purchasing gold or applying for card first	Rate-locked prices for 30 minutes prevent payment errors Transparent pricing with no setup fees and no monthly requirement Payouts within 24 hours on Pro plan and 1-2 working days on Pay-As-You-Go Official WooCommerce and PrestaShop plugins require no coding
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	0	6
Citation Flow (Majestic)	10	11
Referring domains (Majestic)	2	3

5 details filled in for both companies.

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